If unfortunately you are involved in an accident, the most important things to remember is to obtain the names, license numbers and contact details of all people involved, as well as the names and badge numbers of any officers on the scene. Immediately after you have had the accident, and are certain that no one is injured, phone your insurance company. In some cases they will send out a representative to the scene. This helps with the claim process later on. When you are claiming back after an accident, almost all insurance companies will request that you send through a detailed drawing of the accident and how it occurred. If you can draw this picture on the scene, whilst the details are still fresh in your mind, it will save you a lot of trouble later on…

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